My name is Christina Sagehorn w/ Coldwell Banker Select, from OKC. In answer to your question, your income is not the only thing a lender would take into account for you to buy a home. Your debt to income is very important too. If you make 300,000 dollars a year and have a debt of 400,000 dollars, you are way upside down. You need to get with a lender and have him run the numbers for you. It doesn't cost you a thing, but it can answer your questions and let you know if you can even qualify and for a loan and how much you qualify for. Google Mortgage lenders in your area and pick one out. I hope this has helped you. Please stay in touch, my email is firstname.lastname@example.org. I'd love to hear how your doing.