I was interested in the usda loan in horizon city, but an agent informed us this program is ending in march, is this true?

Asked by Az, Horizon City, TX Mon Nov 12, 2012

If so, until when can we apply? We need to pay off some debt first before we apply.

Help the community by answering this question:

+ web reference
Web reference:


, ,
Tue Nov 13, 2012
John Burke is correct. The USDA program isn't ending in March, but after March 27, 2013, certain areas will no longer be eligible for this loan. Horizon City is in that area currently, according to the information we've been given. Even though the city itself will probably be out, areas adjacent to it should still be eligible. I suggest you talk with a licensed mortgage loan officer in your area to see if you qualify for your desired price range how.

Good luck!

Barbara H. Coker
Licensed Mortgage Loan Officer
100% Home Loans All Over Texas!
Web Reference:  http://www.thecokerteam.com
0 votes
, ,
Tue Nov 13, 2012
Hi Az,

It's not that the program will end in March, it's that the 2010 census will change some of the areas that are eligible due to population increases.

Check out my blog, here on Trulia about it:


The change is set to happen March 27, 2013 which means you would need to have a final approval from USDA by March 26th, 2013 just to be safe. You'll need to plan on giving a lender 30 days to fully approve your loan and another 30 days +/- for USDA's final approval so you'll want to be under contract sometime in January to give yourself enough time.

Please feel free to contact me for more information or help. You can also find info on my USDA Mortgage website by clicking the link below.

John Burke
Senior Mortgage Banker
Peoples Bank & Trust
1 vote
Yvonne A Rus…, Agent, El Paso, TX
Thu Dec 10, 2015
Here is the USDA site where you can check if the home you are interested in qualifies and your eligibility for the loan.


Local lenders in El Paso should be able to tell you if they are still closing USDA loans, Call me for a listed of mortgage lenders in El Paso and Horizon City.

Yvonne Russell, SRES
(915) 873-8646
0 votes
Kathy Lewis, , Valdosta, GA
Mon Nov 9, 2015
The program is not ending, just the eligible locations may change.

USDA Mortgage Hub
100% USDA Rural Housing Loans
Serving all 50 states
Ph: 800-691-8826 (7 days a week)
0 votes
Az, Home Buyer, Horizon City, TX
Tue Aug 6, 2013
Any usda updates like extending it past 2013
0 votes
Roy Bush, Both Buyer And Seller, Phoenix, AZ
Sat Jul 20, 2013
I had a buyer that wanted to buy a home in Arizona, but he had a Chapter 7 bankruptcy 7 months ago. I introduced a loan program at http://www.cfsflex.com, they allow a mortgage after a foreclosure, short sale, or bankruptcy. There is only a six month waiting period. This is perfect for individuals looking to become homeowners again.
0 votes
, ,
Mon Jan 7, 2013
Hi Az,

Yes it does. It means nothing will change regarding area eligibility until September.
0 votes
, ,
Fri Jan 4, 2013
Hi Az,

Great news. The fiscal cliff deal included a 1 year extension to the 2008 Farm Bill which means all of the areas that were eligible before the expiration of that bill in September will be eligible until September of this year.

Please feel free to contact me for more information or help. You can also find info on my USDA Mortgage website by clicking the link below.

John Burke
Senior Mortgage Banker
Peoples Bank & Trust
0 votes
So it will also be available in horizon city tx until September 2013
Flag Sun Jan 6, 2013
Jorge Reyes, Agent, El Paso, TX
Tue Nov 13, 2012
AZ --

USDA Loan program will end March 1, 2013. Hopefully, it will get renewed in the Horizon area. Nonetheless, there are also local & state level bond programs available.

First & foremost should be the Pre-approval Process. Let's give you Peace of Mind as to where you stand on pre-qualifying for a home. This is the first and most important step in the Home-buying process.

Contact me at your earliest convenience before you start paying any debt off.

I look forward hearing from you,

0 votes
Debra Truelo…, Agent, University Place, WA
Mon Nov 12, 2012
Good Evening,

I've been working with USDA loans for many years and this is the first that I've heard about the program ending. I would recommend that you check with your lender and also check the included link below for any information of programs ending in your area.


Feel free to contact me if you need any further information or have questions regarding locating a great lender in your area.


Debra L. Truelove
Team Truelove Inc., President
253-678-2225 cell
253-565-7939 fax

"Giving Clients TRUE Professionalism & Service They LOVE!"

Coldwell Banker Bain
3560 Bridgeport Way West
Suite 2-C
University Place, WA 98466
0 votes
Search Advice
Ask our community a question

Email me when…

Learn more