I want to use my VA loan to purchase,my credit is not good,who do i contact to find out what i need to do

Asked by jeanettewimbush, McDonough, GA Sun Sep 16, 2012

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Rodney Mason’s answer
Rodney Mason, Mortgage Broker Or Lender, Atlanta, GA
Mon Sep 17, 2012
As one of the largest direct lenders in the country, Prospect Mortgage offers one of the largest selections of loan programs available. In addition to the standard conventional, FHA, VA, USDA, and Jumbo, we also offer a wide range on Renovation loan programs. Our Renovation programs include FHA 203K (Streamline & Consultant), HomePath Renovation, and HomeStyle Renovation. In addition, we also have an FHA 580-639 FICO program for borrower with previous credit issues.

The typical minimum credit score for a VA mortgage is 640+. We can sometimes go as low as 620+ on a very strong loan.

To get Pre-Qualified to purchase a property, you can submit your request online at http://www.rodneymason.com.

Regards,
Rodney Mason, NMLS #151088
Sr Loan Officer
Prospect Mortgage
825 Juniper St NE, Atlanta, GA 30308
Office: (404) 591-2453
rodney.mason@prospectmtg.com
Apply Online at http://www.rodneymason.com
Licensed in Alabama & Georgia

Prospect Mortgage offers a full selection of mortgage programs including:
Conventional | FHA | FHA 580-639 FICO | FHA 203K Renovation (Streamline & Consultant) | HomePath® | HomePath® Renovation | HomeStyle® Renovation | VA | USDA | GA Dream | Jumbo Financing
0 votes
Jerri Sims, Agent, Clayton, NC
Thu Feb 2, 2017
You can contact a local Realtor like myself who will put in touch with a lender they trust and know can usually help with types of challenges. 770-634-1892
0 votes
Thomas Martin, Mortgage Broker Or Lender, Hollywood, FL
Sat Jan 21, 2017
VA Mortgage Lenders Key Points http://www.fhamortgageprograms.com/georiga-va-mortgage-lenders/

VA Mortgage loans are for Primary homes only.
100% financing up to 417,000
Seller Paid Closing cost up to 4%.
Bad Credit Georgia VA Mortgage with Fico Score 550!
Please note we provide free credit counseling to and work with everyone to get PRE APPROVED!
0 votes
Andrew Liebe…, Agent, Sunrise, FL
Wed Jun 10, 2015
100% Financing!!!! BELOW IS THE BENEFITS AND QUALIFICATIONS FOR VA LOANS!!!

VA Mortgage Loans are available today for both honorably discharged Vets and active duty military personnel. Here are some of the great features of this fantastic program:


WHAT ARE THE BENEFITS?

- Up to 100% financing, with no down required.

- No monthly mortgage insurance added to your payment.

- More lenient credit qualifying standards than other types of mortgage loans.

- Low rates compared to other loan programs.

WHAT WILL YOU NEED TO BE APPROVED?

-Order your Certificate of Eligibility. A Florida VA loan lender can order your COE quickly for you, or you can go directly to the VA to obtain a copy. If discharged, you will need your DD214. The next step is to get pre-approved with an experienced VA lender.

-2 years tax returns

-Last 2 paycheck stubs

-Last two bank account statements

-600+ credit score (typically 640 is what most lenders look for)

-Same line of work for the past two years

-Money for closing costs


Please contact me and I will put you in touch with the best VA lender!!!
Andrew 954-394-7185 (prefer text first)
AndrewLtherealtor@gmail.com
0 votes
Joycelewis412, Home Buyer, Sacramento, CA
Sun Sep 1, 2013
Check if you qualify for a mortgage. Try http://www.whywaitbuytoday.com
0 votes
Rodney Mason, Mortgage Broker Or Lender, Atlanta, GA
Mon Sep 17, 2012
A VA loan CANNOT be used to build a home. A VA loan also CANNOT be used to purchase and improve a home. VA offers neither a construction loan nor a renovation loan. A VA loan CAN be used to purchase a new home from a builder.
0 votes
Jerri Sims, Agent, Clayton, NC
Sun Sep 16, 2012
If you are looking for a lender who will hold your hand try Andy at NewStar Mortgage 678.698.2378. Once approved I would love to help you find your home. Jerri Sims 770.634.1892 First Choice Realty Grp of GA.
0 votes
Maria Cipoll…, Agent, Coral Springs, FL
Sun Sep 16, 2012
The Va loan can be used to buy a home, build a home, to simultaneously purchase and improve a home or to buy a manufactured home and/or lot. The first step is to shop for a reliable mortgage broker in your area that can clarify all your concerns and most important give you a pre approval letter for the amount that you can afford.

Best of Luck,

Maria Cipollone
Century 21

http://www.Flahomespecialist.com
0 votes
A VA loan CANNOT be used to build a home. A VA loan also CANNOT be used to purchase and improve a home. VA offers neither a construction loan nor a renovation loan. A VA loan CAN be used to purchase a new home from a builder.
Flag Mon Sep 17, 2012
Kaylane Pete…, Agent, Lithonia, GA
Sun Sep 16, 2012
Hello Jeanette... Forward me your contact info & I can get you some lender info
0 votes
Michael Hamm…, Agent, Suwanee, GA
Sun Sep 16, 2012
One of my favorite VA lenders, jeanettewimbush, is Chuck Ewing, contact info below. If we can help further, please call, text or email. Good Luck!

Michael Hammond
SellsRealty@gmail.com
404-538-5499

http://www.georgiamls.com/agentsite/index.cfm?SiteID=HAMMONDJOHNM

http://www.chapmanhallprofessionals.com

http://www.SellsRealty.org

http://www.city-data.com/

Chuck Ewing
Senior Mortgage Banker Fidelity Bank
Cell: 770-241-1700 eFax: 404-601-9193
ChuckEwing@mindspring.com
chuck.ewing@lionbank.com http://www.ChuckEwing.com
0 votes
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