If you decide to rent, you will almost certainly pay less a month for a better home, but it would be very difficult for most people to save more money over this time than they can make by investing in a home. Real estate, particularly in our area, really does tend to gain value significantly over time. The difference between how much you paid for your house, and how much you sell it for, minus broker commissions, is your profit. This can be a fairly big number, even over 5 years. You will also have built equity through your monthly mortgage payment over this time. At the end of a lease, you will walk away with nothing. The interest you pay on a home loan is also tax deductible, whereas rent is not. Interest is the biggest part of your monthly mortgage payment at the beginning of a loan, so this deduction can really add up. The system is structured to make home ownership profitable and attractive. Realizing and taking advantage of this can really make a difference in how much cash you have available when you decide to move.