I want to purchase a live/work home in San Diego, that is zoned for commercial use.

Asked by Sarah Gates, San Diego, CA Thu Apr 4, 2013

I have a Vantage Score of 641 and a solid income. I want to purchase a home that is zones for commercial use (live/work). I am married, but can't use my husband's income because his credit score is low from many, many years ago. Are there any real estate professionals out there who can help me get pre-approved for a loan and find a property to purchase?

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John Arendsen, Agent, Leucadia, CA
Sat Apr 6, 2013
Lot's of great live/work properties on the North San Diego Coastline. Depends on what your biz iz. We live in Leucadia and work with small business owners all the time. We'd be happy to work with you. We also have some very creative lenders and private funds.

Please feel free to log onto any of our very user friendly websites:

1 vote
Michael Alex, Agent, San Diego, CA
Wed Apr 17, 2013
Hi Sarah,

I recommend using my lenders Mark Buchanan and Brian Shaw with San Diego Funding,their direct number is 858-356-4006. Do you have a business or starting a business?I have a 3 bedroom 1 bath home available that is zoned residential/commercial. The MLS # is 120054306, it might be the perfect property for you, if not, I'm sure I can find a property that suits your needs. Contact me for questions and/or you need assistance.

Michael Alex
Real Estate Consultant
“The Trustworthy Choice in Real Estate”
cell. 858.652.9218
email. AskMichaelAlex@gmail.com
Pacific Sotheby's International Realty
San Diego,CA
0 votes
Sinead McAll…, Agent, Oceanside, CA
Fri Apr 12, 2013
Hi Sarah,
I would be happy to refer you to my preferred lender. She is awesome and will walk you through the process step by step. When you get a chance, feel free to call or email me and we can discuss in detail the type of property you are looking for. I would be happy to assist you .

Sinead McAllister-Clifford
Real Estate Broker/ Realtor®

McAllister Homes Real Estate
Residential Sales & Property Management
License 01366009
858-205-5215 CELL
brokermcallister@gmail.com EMAIL
0 votes
Cory La Scala, Agent, San Diego, CA
Thu Apr 4, 2013
Hi Sarah,

Yes, there are lenders who will loan on this type of property. Like Ryan, I try to use San Diego Funding, because they do a great job with loans, always close, and really understand their business. They're a direct lender, and that holds more weight with seller's agents when you write offers, plus they have a great reputation! I have two contacts I use there, but anyone who works there would be great.

Feel free to contact me anytime for help in finding a property, or with any questions you might have.

Warm Regards,

Independence Realty
Cell 619-884-3452
Office 619-825-6421
0 votes
Ryan Ferrelli, Agent, Encinitas, CA
Thu Apr 4, 2013
Hello Sarah,

Yes there are many lenders that will be able to pre-approve you for the type of loan you are refering to, but make sure, regardless of who you decide to obtain loan approval from that you are working with a direct Lender. I always have my clients work with Brian Shaw with San Diego Funding, 858-356-4005, brian@buchananshaw.com. If you talk to him tell him you know me. He is a local direct lender that understands the lending envirnoment here in San Diego.

Regarding finding the work live space you are looking for I will be more than happy to help with that. I am the Broker and the owner of our small boutique RE Brokerage here in SD and speicalize in Commercial and Residential properties throughout SD County. If you give me a call or send me an email I will contact you to help you identifying the right property for your needs. Feel free to contact me via email or phone.
I look forward to helping you!

Ryan Ferrelli
Ferrelli & Associates, Real Estate Professionals
Broker & General Contractor
7040 Avenida Encinas, Ste. 104
Carlsbad, CA 92011
Cell 858.353.9182
Office 858.352.9829
Fax 858.224.5471
0 votes
Hector Gaste…, Agent, Coronado, CA
Thu Apr 4, 2013
hI Sarah,
The ones that will get you pre-approved are the lenders, please contact my preferred lender Brian Brady first (858) 777-9751 http://www.12mortgage.com

Are you looking to buy what they call mixed use property?
Store front on the bottom & home on top

Hector R. Gastelum
Realty Executives Dillon
REALTOR #01382940
efax 619-270-2516
0 votes
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