As for financing, it's really best to get you to a good lender that can assess your whole picture of income, down payment, credit score & how long you plan to stay in your next home so you can decide what the best option would be for you! Theresa Dein w/Gateway Home Loans is excellent & I have worked with her for years 402.681.8829 and also Mike James w/Charter West 402.660.8483.
If you have an experienced lender & agent you like & trust you can't go wrong to help you find the best home & financing for your needs!
Please call, text or email with any questions! I'd love the chance to assist you with your move to Omaha!
Gitt Real Estate
1. Joe Iaccheri w/ Regent Financial. 402-884-5613
2. Terry Tonkinson with Charter West. 402-592-9888.
One of them should be able to get you going and help you decide the best loan product for you. Please let me know if I can assist you after that. 402-706-3030.
Have you had a chance to take a look at the different school districts in Omaha. There are several, all with different pros and cons. I can email you a list and resources that would allow you to gain a better understanding.
There are a few significant differences between convention and FHA. With a good credit score as long as your monthly expenses are low a conventional loan is probably best.
Taxes vary depending on the type of community you are looking to be in (new construction, area etc) and the county. I would be more than happy to email you a few sample properties to show you the variations.
Let me know if that is something you would be interested in.
That is a very healthy budget for what you are looking for and you should have several options.
What brings you to Omaha?