Asked by Cah Worx, New York, NY • Sun Feb 3, 2013
been in the same rental apartment in this area for the past 7 years. Now that I'm finally ready to buy, I'm being told by several acquaintances & neighbors that most of the coop boards in this area will deny me based solely on the fact that I had a chapter7 bankruptcy 14 years ago. I can't belive this would be true! I've recovered from that tumultuous financial period in my life and have brought my fico score back up to 778. I monitor my credit all the time & the bankruptcy is not even on there anymore but they say that a coop board can still get acess to that information somehow. I have a steady well paying job & no debt at all. I havn't started working with an agent yet to look at apartments because I wanted to make sure of what I qualified for but now that I have the preapproval i'm feeling discouraged because I dont want to see my dream place & then not be able to get in there.
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