What was the date the property was deeded out of your name? If you were behind on your mortgage payments at the time of the short sale and if has been over 3 years, you can qualify for an FHA mortgage (if you meet all the other criteria, i.e. income, assets, employment etc.)
Let's discuss your loan scenario in more detail. Contact me at 800 315 8803 or 973 979 4100. My name is Bart and I have been in the mortgage business since 1987. I am happy to answer your mortgage questions, 7 days a week and review your loan scenario.
Until then, I look forward to hearing from you.
800 315 8803