I purchased a home for my family member with the intentions of them paying the mortgage. they have not paid

Asked by Kathi, Philadelphia, PA Fri Dec 21, 2007

and I have been paying the mortgage for six years now with no help from the family member who lives in the house? How do I get them out of the house without ruining my credit? help .......

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6
Jodi Strober-…, , Bucks County PA, Montgomery County PA
Fri Dec 21, 2007
Hi Kathi,

Do you have anything in writing between you and your family member? Is the deed in your name? If the deed is in your name, you can sell the house - which might be the easiest thing to do, although the family living in the house can make it difficult if they don't keep it clean or make it hard for showings.
2 votes
Don Tepper, Agent, Burke, VA
Fri Dec 21, 2007
Evict them. Then analyze the situation and decide whether it makes more sense, financially, for you to rent the property to someone else or to sell it.
1 vote
Ruthless, , 60558
Fri Dec 21, 2007
This is a case for Super Attorney!!!

Why would getting them out ruin your credit?

Ruth
1 vote
Edmund Choi, Agent, Paoli, PA
Fri Dec 21, 2007
Unfortunate situation, but eviction and selling the property are the order of the day at this time.
Web Reference:  http://PhillyandBeyond.com
0 votes
Ruthless, , 60558
Fri Dec 21, 2007
Hi Jodi, long time no see. I see you are better able to manage your Trulia addiction than I am. (sorry folk, inside joke).

I agree with Jodi. Right after I hit enter, I thought I should have said, sell the house but I didn't want to post again right away. So, not only MUST you talk with an attorney, you should talk with a Realtor too. You have let this go on WAAAAYYYYY TOOOOO LOOOONGGG already.

Another thought I had after I hit enter was having someone else pay the mortgage for them to you to the mortgage company. I don't know their situation but maybe they qualify for SECTION 8. Ask your lawyer or the local housing authority about that.

Good luck,
Ruth

Ruth
Web Reference:  http://www.pha.phila.gov/
0 votes
Todd Norsted, Agent, Maple Grove, MN
Fri Dec 21, 2007
Eviction, no matter what the circumstance is a very sticky wicket. I'd get a qualified real estate attorney involved, asap!
Web Reference:  http://www.toddnorsted.com
0 votes
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