The most effective way to fixing your credit score is to pay your revolving credit card balance. You may also want to take care of any collections on your credit. After a collection is on your credit there isn't much that can be done in the short run. It is best to pay back any collections as soon as possible. So as time goes on the collection will become more insignificant to your credit score and will help it return to a better score.
Feel free to give us more details on your situation so we can try to better help you.
"Fixing" your credit to buy a home may not be as easy as many believe, if there are issues in your report like judgements, foreclosures, repossessions, you may be wasting your time and your money paying someone to get rid of them. Make sure you get informed and obtain appropriate credit counseling.
Also, once your credit will be brought to a higher level, we would gladly assist you with obtaining a mortgage on the best financial terms and assist you with purchasing a home.
Please note that all real estate services for our buyers are free.
I would be happy if you can contact me at firstname.lastname@example.org when you are ready to look for your dream property!
We are working with one of the best credit repair companies in the country.
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RMCN Credit Services, Inc.