I need an FHA lender in Orange County Ca

Asked by Sherri Branson, Garden Grove, CA Mon Dec 23, 2013

My situation is, my brother is going to lose the house that he inherited from our mom when she passed. He is behind in payments right now and needs to see the property to me. I'm not sure if I can qualify or not. My credit scores last month were all over 620, however I used my credit cards for Chrsitmas and bought a car last month that is not showing up on my credit reports yet. I'm self employed and pulled in around 200,000 after taxes this year. I don't have the down payment, but the house has enough equity for my brother to give me the gift of the down. I need some advice please on what to do.

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13
Alex Montelo…, Agent, Seal Beach, CA
Sat Aug 16, 2014
Very interesting situation. I understand your obligation to help the family. Your next step is to speak with a reputable lender. They can help by running some figures and presenting options for you and your brother.

Best of luck,

Alex Montelongo/Broker
Coldwell Banker Star Realty
562-810-7387 Cell
BRE Lic #01456982
0 votes
Ron Mcguire, Home Buyer, Buena Park, CA
Sun Jul 20, 2014
I'm so sorry about your mom and your brothers problems. I know times can be tough but there is always a solution. Give me a call and we can discuss your situation.

RLM HOMES, INC
714-752-6240
0 votes
Sam Wilson, , Philadelphia, PA
Mon Jun 30, 2014
If you like to find an FHA approved lender in California, you can visit the HUD site and find a lender on its official roster.
0 votes
, ,
Sat Jan 4, 2014
Let's discuss your loan scenario in more detail. Contact me at 800 315 8803. My name is Bart and I have been in the mortgage business since 1987. I am happy to answer your mortgage questions, 7 days a week and review your loan scenario.

Until then, I look forward to hearing from you.

Bart Gabe

http://www.bartprequalifies.com

bart@bartprequalifes.com

800 315 8803



NMLS# 20743 - my licensing information

http://www.nmlsconsumeraccess.org/ - link to look up my license number
0 votes
Pat LeBienve…, Agent, San Clemente, CA
Thu Dec 26, 2013
Hi, me and my company will be able to help you with all the diffrent sceanrios you mentioned. We are a full service Real Estate Company, Short Sale Negotations, Mortgage Loans and servicing with over 50 lenders (many FHA lenders available) available to choose from, and last, but not least, Credit Repair/Credit Restoration Service company. There are certain steps you will have to do in a particular order so that all of these situations can be resolved in a proper mannerIf you are interested in hearing more of what I can do for you, then please feel free to contact me at 949-466-2731 message or text or via email at patlb@cox.net.

Thank You,
Pat LeBienvenu
RE Xtreme Group Inc
RE Xtreme Corp
Omni-Fund, Inc.
patlb@cox.net
0 votes
Pat LeBienve…, Agent, San Clemente, CA
Thu Dec 26, 2013
Hi, me and my company can help you through all of these different scenarios you described. We are a full service company offerinng Real Estate, Short Sale Negotiations, Mortgage Loans, and Credit Repair/Credit Restoration services. There are several things that need to be done in a particular manner so you situation can be resolved. Please feel free to contact me at 949-466-2731.

Pat LeBienvenu
RE Xtreme Group Inc
RE Xtreme Corp
patebienvenu@gmail.com
0 votes
Pat LeBienve…, Agent, San Clemente, CA
Thu Dec 26, 2013
Hi, me and my company can help you through all of these different scenarios you described. We are a full service company offerinng Real Estate, Short Sale Negotiations, Mortgage Loans, and Credit Repair/Credit Restoration services. There are several things that need to be done in a particular manner so you situation can be resolved. Please feel free to contact me at 949-466-2731.

Pat LeBienvenu
RE Xtreme Group Inc
RE Xtreme Corp
patebienvenu@gmail.com
0 votes
Robert Spino…, Mortgage Broker Or Lender, Mill Valley, CA
Tue Dec 24, 2013
If you've not already gotten to the bottom of this situation, let me know and we can talk it through. There are a number of moving parts I can identify from what you describe above, but you should certainly be given an opportunity to determine what's possible without incurring any cost or obligation. Let me know if I can be of service.

Rob Spinosa
rspinosa@rpm-mtg.com
0 votes
Rochelle Cha…, Agent, Mission Viejo, CA
Tue Dec 24, 2013
First of all, I'm sorry to hear about your situation. Here is a trusted lender that I work with that may be able to assist you.
Best of Luck!!!

cid:image003.jpg@01CBD4C6.84D250E0

Mark Pezzente | Senior Mortgage Banker | Tri-Emerald Financial Group, Inc.

25531 Commercentre Drive. Ste. 250 Lake Forest Ca 92630

D 949.297.1245 | F 949.297.1645

http://www.TriEmerald.com | Facebook |Twitter
0 votes
Nicole Fedor…, Agent, Santa Ana, CA
Mon Dec 23, 2013
Most importantly, you don't want to lose your family home. You might consider making the payments for your brother right now, until you can figure out your finances.

I have a network of reputable lenders that specialize in FHA loans, and can move very quickly. Please contact me if you need some referrals!

Good luck! Everything will work out the way its supposed to!

Nicole Fedorchek, Realtor
Tarbell, Realtors
714-914-5097
realtornicolef@gmail.com
0 votes
Emily Knell, Agent, Huntington Beach, CA
Mon Dec 23, 2013
Please contact my trusted lender, Ryan Gale at JMJ Financial. Text or call him at 714-401-7282 or email him at RGale@JMJFinancial.com

He is a mortgage broker, but they also fund loans in house, they can be quite creative & work with borrowers on a case by case basis.

You have a tricky situation with no down, other than with a gift, being self employed & lower credit score.

If you can call me or shoot me an email directly, I can tell Ryan to watch out for your call, text or email today, so you two can connect today, before the holiday.

I don't look back on this same Trulia posting for answers or replies posted after mine.

Emily S. Knell
EmilyKnell1@yahoo.com
562-430-3053 c
Realtor Since--- 1996
Realty ONE Group
BRE# 01211967
0 votes
Mario Pinedo,…, Agent, Cupertino, CA
Mon Dec 23, 2013
GoldenLove,

I'd be happy to help. I live in Irvine and can help you with a loan.
Please call my cell and we can get on this right away.

Mario Pinedo, CCIM
Mortgage Banker
CS Financial
http://www.HomeLoans.LA
http://www.HouseLoansLosAngeles.com
http://www.CondoLoansLosAngeles.com
http://www.Facebook.com/HomeLoans.LA
BRE Broker 01118365
NMLS 1029116
Office 424-249-7434
Cell 415-269-6249
mpinedo@csfinancial.com
Twitter @mariopinedo
Web Reference:  http://www.HomeLoans.LA
0 votes
Alexander Gr…, Agent, San Jose, CA
Mon Dec 23, 2013
I would be more than happy to get you qualified. I am in the office today and tomorrow.

Alex Greer
Loan Officer
NMLS #1056079
http://www.TheMortgageOutlet.com

408-352-5147
AGreer@TheMortgageOutlet.com
0 votes
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