As far as an agents experience with a VA loan, It doesn't hurt to have an agent who knows how to write a VA offer and understands the difference and why and when they may need to allow additonal time for loan approval. The agent should be aware and be able to understand and explain VA funding fees The agent needs to know the right questions to ask you before writing your offer.
I'm here in Florida. Some agents elect to pay a portion of their commission at closing towards a Home Warranty, its not necessarly a gift but considered a rebate of a portion of our earned commission. It must be disclosed to all parties in the transaction and in many cases must be approved by the agents Broker.
I haven't heard of agents paying for Home Inspections. Since inspections are paid upfront ,before your final loan approval, this would be a poor business decision on behalf of the agent. There is no guarantee the agent will ever receive a commisison.
Some folks don't realize that agents earn a portion of the commission paid on the closing statement. In many cases its 1/4th of the total commission listed on the closing documents. The agent pays all their fuel and auto expenses, Liability insurance, personal advertising, MLS dues, local, state and National Associaltion dues and most times classes for additonal education needed. There are some who think we agents get reimbursed for our expenses. We Dont.