Asked by Fournee, Chicago, IL • Mon Jun 30, 2014
Hello everyone. My 36 months of chapter 13 payments ended on the 13th of June. I am now waiting for discharge. I am in the process of house hunting. My rent is going to be almost 1500.00. I want this to go towards a home. I was informed that while I was in an active bankruptcy I could have qualified for a mortgage. But now that I will soon be discharged, I have to wait 1 year. My scores are in the mid 600's. Income is approx 60,000. Did I miss my chance for getting a loan during my bk13? Can anyone approve me for a FHA loan?
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