Check with your realtor or mortgage lender and see if the condo in question is FHA approved. If the condo is not FHA approved, you might be able to get a 'spot' loan. FHA will approve individual condo loans if the associaltion fills out a questionaire and the answers are within FHA guidelines.
As far as your score goes, it's too low for conventional. William Chu's answer was correct when he stated you are going to pay more on a conventional than an FHA when it comes to condo's (assuming anything less than a 25% downpayment) - even if your score was higher.
Finally, when it comes to your credit scores - any mortgage lender that pulls your score within 14 days of the initial inquiry (from a mortgage lender) will not hurt your score. This is a safeguard the credit bureaus have built into the system. They realize that consumers will shop lenders, and this allows the consumer to shop without hurting their score.
If you want me to help you determine if your condo is FHA approved, let me know. My contact information is listed below. Good luck!
Senior Vice President
3933 75th St
Aurora, IL 60504