Not trying to be coy, I assume you don't want to jump in the car with someone you don't know. I assume you don't want to work with someone who wants to get you on the dotted line as quickly as possible. I think your question is well taken but maybe should be directed toward finding an agent rather than a neighborhood or house. Regardless of what you learn here, you will likley find a home in a different location, a different price, and so on. This is the reality of buying on the internet. In other words, if you find an agent you can feel comfortable with, speaks your language, feels like someone you would trust to help you find a home, the other questions will then take care of themselves. If you like the truth, that's it. I'll be happy to apply for the job. Good luck to you. By the way I have Salt Lake references here in Colorado Springs.