Asked by Ali, Canoga Park, CA • Tue Mar 10, 2009
We found condo, received pre-approval from countrywide for a FHA loan(3% Down) & it went to escrow, (30Day term) we put $7500 deposit. Appraisal & inspection was ok. Everything went real smooth till bank started to give us hard time. Everyday asking for something new (which we provided them& finaly yesterday rejected my loan becouse of the ratios??? My broker even tryed different lenders & I told her I will go up to 10% down. Seller's agent gave us 15 days extention but right know it lookes like we can't get the loan. How can I get my deposit back?
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