I live in 78240,San Antonio. Can anyone help me buy a home. 4 bed,2 bath.My credit score is 638 and my wife's is 660.

Asked by Nethmi, San Antonio, TX Wed Jul 31, 2013

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34
Jason Campbe…, Agent, San Antonio, TX
Wed Jul 31, 2013
Easy as Pie! If income to debt ratio looks good... this should be pretty simple.

To get you started.. Here are all the 4 bed, 2 bath or larger homes for sale in the 78240 Zip code. I can expand this area for you if needed. (As of 7/31/2013)

Go here:

http://sabor.connectmls.com/listings.jsp?dcid=E2A6F8AF96E7EE…

Also, I can get you BY FAR the best rate in Texas. (I'll explain how I pull that off later!)

Shoot me an e-mail, send me a text, or go old school... and call me. I'll pull you a full list of all the homes in your price range that are still for sale that fit what you want in your targeted areas... Make your life easy!

My services to you are free!

Jason C Campbell
Platinum Top 50 Finalist - 2012
Option One Real Estate (A Division of Covenant Partners Realty)
210-389-5266
Web: http://www.SAHomeExpert.com
3 votes
I agree... Jason is the best agent I've ever worked with!
Flag Mon Aug 26, 2013
Jason is the best overall agent in the San Antonio area. You would be very wise to call this guy! - Brad
Flag Sat Aug 3, 2013
AMY KARNS, Agent, Plano, TX
Mon Nov 18, 2013
We specialize in Northwest San Antonio and would be glad to help you navigate the home purchase process.
0 votes
Jason Bishop, Agent, San Antonio, TX
Wed Nov 13, 2013
Hello-

The link below provides all the current 4BR houses for sale in the 78240 zip code. Your credit score is fine. I can get you pre-approval for your loan in less than 5 minutes if needed. Let me know if you see anything you like. A personal tour can be provided 7 days a week. 210-618-2971.

Click the link below to view these properties:

http://sabor.connectmls.com/listings.jsp?dcid=EAE1835A292219…
0 votes
Bertha Garza, Agent, San Antonio, TX
Mon Nov 4, 2013
I most certainly can assist you if you need a lender feel free to ask me my contact number is 210-300-1719
0 votes
J.J. Gorena, Agent, San Antonio, TX
Mon Nov 4, 2013
We work with the best credit repair lender in Texas. Give me a call or shoot me an email so that I can get her contact info over to you!

The Trey Group
210-367-6024
treygrouphomes@gmail.com
0 votes
Laura Yznaga, Agent, San Antonio, TX
Tue Oct 29, 2013
You sound very motivated to take a positive step in purchasing a home. I do work with a gentleman who is helping 2 of my clients with scores around 580. Each situation presents its own story. If you have not found someone to offer their time and assistance please let me know! If you have, then the best of luck to both of you. Warm wishes...Laura
0 votes
Chuck Berry, Agent, San Antonio, TX
Tue Oct 29, 2013
Hi Nethmi,

I have several in-house mortgage brokers who are well versed in all loan vehicles. When are you available to come to the office?

Please let me know if I can be of any further assistance!

"I'll Find You The House, You Make It A Home!"

Cornel "Chuck" Berry, REALTOR®, (USAF Retired),
Real Estate Consultant, Lic# 0615965,
GRI, ABR, e-Pro, CNE, TAHS, SFR, Cartus CSA/NBS, BS, MA,

Coldwell Banker D'Ann Harper, REALTORS®,
18756 Stone Oak Pkwy., Suite 101.
San Antonio, TX 78258.
Cell: (210) 683-1157
Direct: (210) 483-7552
Fax: (210) 483-4679
Email: cberry@cbharper.com
Web Page: http://www.chuckberryrealtor.com
CBDHR Intro: http://youtu.be/Lp8C1naryD8


Info about Brokerage Services: ww.trec.state.tx.us/pdf/contracts/OP-K.pdf


Get a **$50.00** referral fee for each buyer/seller you refer, paid at closing!
0 votes
Jon Nichols, Mortgage Broker Or Lender, San Antonio, TX
Wed Oct 9, 2013
Based on your credit score--Yes you can. However, there are other factors that affect your ability to purchase. We offer full underwriter approvals within 2 days. This is much different than most lenders. They will pre-approve you with the loan officer. Unfortunately due to many changes in the mortgage business, a pre-approval is often not accurate and borrowers are denied days before closing. We will have the underwriter approve your loan. This means that you will know 100% in 2 days and have no concerns. It is our guarantee that you be able to purchase your home.

Please let me know if we can help you.

Thank you,
Jon Nichols
Nichols Home Lending
210-789-2870
0 votes
This is great for me to know!!! The banks have been crazy and what is up with all this "last minute stuff" I would love to refer you a few clients. It is not great customer service to put our clients through the up and down emotional roller coaster when their "hopes" are up! Thanks for your info!
SA Realtor...
http://www.laurayznagarealtor.com (830)200-8717
Flag Wed Oct 9, 2013
Robert Houst…, Agent, San Antonio, TX
Wed Oct 9, 2013
Yes you can buy a home with your credit score. I can help you get pre approved and discuss all of your options.
If I can help you please give me a call.

"Taking you Home!"

Robert Houston Head REALTOR®, (USA Retired),
Real Estate Consultant, Lic# 0616925,
ABR, SRES, CHMS, e-Pro, CNE, SFR, BS, MA, VA Preffered
RE/MAX Associates, REALTORS®,
300 E. Sonterra Blvd., Suite 1180.
San Antonio, TX 78258.
Cell: (210) 870-8967
Direct: (210) 757-9821
Fax: (210) 340-3028
Email: rhoustonhead@yahoo.com
Web Page: http://www.01buysa.com
Google: Robert Houston Head
Info about Brokerage Services: http://www.trec.state.tx.us/pdf/contracts/OP-K.pdf

Get a **$50.00** referral fee for each buyer/seller you refer, paid at closing!
0 votes
Laura Yznaga, Agent, San Antonio, TX
Tue Oct 8, 2013
The answer my client in the SAME category as YOU was "all day, every day" The answer is yes! I would be happy to educate you more and answer any questions you may have! Have a really good day...
(830) 200-8717
laura@laurayznagarealtor.com
http://www.laurayznagarealto.com
0 votes
actionjerry, , Westerville, OH
Fri Sep 20, 2013
is there anyone here looking for loan or financial assistance or an investor should contact me here is my chat and email address actionjerry@gmail.com
0 votes
Chuck Berry, Agent, San Antonio, TX
Sat Aug 10, 2013
Hi Nethmi,

I have several very reputable mortgage brokers who will be able to assist you.

I've also worked the 78240 area a great deal, especially with my USAA clients. My contact info is below. Feel free to contact me at any time.

Please let me know if I can be of any further assistance!

"I'll Find You The House, You Make It A Home!"

Cornel "Chuck" Berry, REALTOR®, (USAF Retired),
Real Estate Consultant, Lic# 0615965,
GRI, ABR, e-Pro, CNE, TAHS, SFR, Cartus CSA/NBS, BS, MA,
Coldwell Banker D'Ann Harper, REALTORS®,
18756 Stone Oak Pkwy., Suite 101.
San Antonio, TX 78258.
Cell: (210) 683-1157
Direct: (210) 483-7552
Fax: (210) 483-4679
Email: cberry@cbharper.com
Web Page: http://www.chuckberryrealtor.com
CBDHR Intro: http://www.youtube.com/watch?v=Lp8C1naryD8&feature=youtu.be

Info about Brokerage Services: ww.trec.state.tx.us/pdf/contracts/OP-K.pdf

Get a **$50.00** referral fee for each buyer/seller you refer, paid at closing!
0 votes
Rita Parker, Agent, San Antonio, TX
Thu Aug 1, 2013
What you need is an agent experienced in the art of negotiations. Feel free to call me directly at 210-912-3244. I am happy to assist you and work hard to get the best deal for my clients. You can also email me at: rparker@cbharper.com
0 votes
Liz Petroff, Agent, San Antonio, TX
Thu Aug 1, 2013
I worked in the Medical Center for years, and am very familiar with the 78240 area. I would be happy to help you find a home!

Let me know how I can help!

All the best,
Liz Petroff, REALTOR®
_________________________________
Texas Premier Realty
liz@listedwithliz.com
(210) 464-8100

FACEBOOK: http://www.facebook.com/RealEstateSanAntonio
LINKEDIN: http://www.linkedin.com/in/elizabethpetroff
0 votes
Janice Doxtad, Agent, San Antonio, TX
Wed Jul 31, 2013
I am a realtor with RE/MAX Associates. I am very familiar with the 78240 area and would love to help you find a home for your family that will best fit your needs. I can walk you through the steps of a home purchase if you do not have a mortgage officer I can help you find one.
Please feel free to give me a call 210-601-1997 or email me at janicedoxtad@gmail.com.
Looking forward to hearing from you.
Janice Doxtad
0 votes
Jose Angel R…, Agent, San Antonio, TX
Wed Jul 31, 2013
Mr. Randeniya,

I will have an open house this weekend and would love for you to go look at it. Here is the link.

http://www.realtor.com/realestateandhomes-detail/5414-Fair-R…
0 votes
Jose Angel R…, Agent, San Antonio, TX
Wed Jul 31, 2013
Hi, I am a Realtor with Better Homes and Gardens Real Estate Bradfield Properties. I would love to help you find your home. Call me at 210-833-6877 or email me at angeltexasrealestate@gmail.com
Or simply come by my office:
3520 North Loop 1604 East
San Antonio TX 78247
0 votes
Frances Lopez, Agent, San Antonio, TX
Wed Jul 31, 2013
Any real estate agent can guide you through the home buying process. You need to find an agent that you feel most comfortable with and work with them, We help you get a loan, find your home, negotiate the terms and more. It does no cost you anything to get this help.

If I can be of assistance, please do not hesitate to contact me 771-0110 or realtorfrances@yahoo.com

Have an awesome day!

Frances Lopez
210.771.0110

Http://www.yoursatxrealtor.com
0 votes
Carlos Verdu…, , San Antonio, TX
Wed Jul 31, 2013
Hello. PNC Mortgage, a Division of PNC Bank, the 5th largest bank in the United States, has a office in San Antonio, Texas. We offer VA, FHA, Jumbo and Conventional loan products. I also work with several Real Estate agents in the area that can assist you with finding the right home for you. If you would like to know how much you prequalify for, please call me at (210)-325-7631 mobile. A link to my website is noted below
0 votes
Bertha Garza, Agent, San Antonio, TX
Wed Jul 31, 2013
Absolutely, I would be delighted ,your motivation to start looking for a home is wonderful !! , call me I'd like to provide you a list of homes and assist in helping you make the right real estate decision .
Sincerely,
Bertha Garza
Home Team Of America
210-300-1719
0 votes
Gerrall White, , San Antonio, TX
Wed Jul 31, 2013
Obviously you have a vast selection. My name is Gerry White (210)-334-5760, you will want to call me soon.

To begin with, you will need a letter of approval. Without this letter you do not know what price range you are able to buy within, plus the interest rate that the approval locks in for your purchasing power. The first things that we would have to do is to find out just how much (dollar buying power) a good lender would approve for you to purchase a home. This process assures that your search is in the range that you can afford. Logically, letter would need to be a current, no more than six months ago (some lenders would like it less than three months) with its evaluations. This could cover things such as the credit score you mentioned above, both incomes and their histories, your past management of debts and payment practices from the credit report, money in the bank (checking, savings, CD's, etc.), copies of your past tax filings, your present debts (loans, co-signed loans, etc., and their status), and your debt-to-income ratio. These are the common fields that a lender would want to cover in order to provide you with a letter of approved purchasing power. Then when you find that home you like, this letter will get you started with the contract to buy.

Once again, my name is Gerry White (210)-334-5760, call me soon. My service is to help you with all aspects of acquiring a home, put me to work now!
0 votes
Kay Kirby, Agent, San Antonio, TX
Wed Jul 31, 2013
I would happy to assist you and your wife to find the perfect house that meets your needs. Are you wanting to stay in the 78240 area. You can either email me back at ekkirby1613@hotmail.com or give me a call at (210)317-0017. I answer my phone 24/7.
0 votes
Shamika Norm…, , San Antonio, TX
Wed Jul 31, 2013
It would be my pleasure to assist you and your wife in finding the perfect home that meet your needs. Please call me so that we may discuss your options.

Shamika Norman
210-421-4182
0 votes
Susan Casas, Agent, San Antonio, TX
Wed Jul 31, 2013
Absolutely, I can also give you the number to a great lender. We work nights as well. Call me and we can discuss the home buying process. Thank you for reading. Call anytime.

Susan Casas
210-835-6696
0 votes
Jon Nichols, Mortgage Broker Or Lender, San Antonio, TX
Wed Jul 31, 2013
Hi,

I can definitely help you. Please call me at 210-789-2870. I have been in the mortgage business for 16 years and have dealt with every situation. If you would like I will take an application over the phone tonight and have you pre-approved in about 15 minutes.

Thank you,
Jon Nichols
210-789-2870
0 votes
Roberto Vare…, Agent, Austin, TX
Wed Jul 31, 2013
I would be happy to help! Feel free to call me at 210.501.5435, thanks!
Web Reference:  http://www.varelarealty.com
0 votes
Joshua Wright, , San Antonio, TX
Wed Jul 31, 2013
I would be happy to help you in your search! I have access to homes from San Antonio up to Austin!

We also offer a buyers rebate, which can be applied towards your closings costs... Or wrapped around after as a rebate check!

Start saving now! I'll find you the perfect home.


Joshua Wright
210.831.2402
0 votes
Johnny Willi…, Agent, San Antonio, TX
Wed Jul 31, 2013
I would be happy to assist you find the perfect home. I've lenders who can assist you get the best rate for your situation.

Feel free to call me at 210-858-7899 or email me johnny@sahomestx.com

Best Regards

Johnny E Williams
Mission Real Estate Group
http://www.SAHomesTX.com
0 votes
Vino Alonzo, , San Antonio, TX
Wed Jul 31, 2013
Hi.

The first step would be to work with a reputable lender to obtain a pre-approval. I can help you with that. Please call me at your convenience to get started.

I can review your credit, income, assets, etc. and help you determine you buying power.

It's important to know up front what to expect in the way of costs, payments, etc.

Feel free to review my recommendations on this site.

Vino Alonzo, Loan Officer
NMLS# 184279
Castle & Cooke Mortgage
210-685-7642
valonzo@castlecooke.com
0 votes
Michael Trau…, Agent, San Antonio, TX
Wed Jul 31, 2013
Sure, give me a call and I will visit with you about more specifics about what you would like in a home. Michael Trautman 210-601-8034
0 votes
Chuck Berry, Agent, San Antonio, TX
Wed Jul 31, 2013
Do you have a home in mind? Have you already been qualified for a mortgage loan? If not I can assist there as well.

My contact info is below.

Please let me know if I can be of any further assistance!

"I'll Find You The House, You Make It A Home!"

Cornel "Chuck" Berry, REALTOR®, (USAF Retired),
Real Estate Consultant, Lic# 0615965,
GRI, ABR, e-Pro, CNE, TAHS, SFR, Cartus CSA/NBS, BS, MA,
Coldwell Banker D'Ann Harper, REALTORS®,
18756 Stone Oak Pkwy., Suite 101.
San Antonio, TX 78258.
Cell: (210) 683-1157
Direct: (210) 483-7552
Fax: (210) 483-4679
Email: cberry@cbharper.com
Web Page: http://www.chuckberryrealtor.com

NOTE: Texas requires REALTORS furnish consumer friendly information about Brokerage Services - click on the link:
http://www.trec.state.tx.us/pdf/contracts/OP-K.pdf

The best compliment to a REALTOR is a referral!
If you know anyone with a Real Estate need, whether buying or selling, anywhere in the world, I can help! Get a **$50.00** referral fee for each buyer/seller you send to me, paid at closing!
0 votes
Shawn Cochr…, Agent, San Antonio, TX
Wed Jul 31, 2013
I would be more than happy to help you find your beautiful home. Contact me at 210-364-3745. Or email me at shawncochrell@gmail.com
0 votes
Vincent Arna…, Agent, San Antonio, TX
Wed Jul 31, 2013
I would be happy to help. It is a great time to purchase. Please give a call at 210-722-6243 and I will send you some homes to preview.
Thanks,
Vince Arnall
0 votes
Nethmi, Renter, San Antonio, TX
Wed Jul 31, 2013
Also i can do 3% down payment.
0 votes
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