Asked by Meredith, • Thu Jan 12, 2012
I want to know what people think of either builder, quality, etc? I am also concerned about the lenders as I read horrible reviews. I have spoken with banking lenders, and it appears as though Ryan homes can provide us with the best rate. She explained that their closing costs of 10,000 allow us to bring substantially less money to the table than if we chose another lender. If we did resale is it likely that most of the closing costs would be covered or are people not including that into much of the offer? We can only afford the 3.5% down for an FHA loan and do not have much else to provide, is the new construction deal better? If we did new construction what upgrades are important to invest in for resale? Is 236000 reasonable for a 1440 square foot (1900 with finished basement) new construction town home in Owings Mills, MD? It has the following upgrades: hardwood floors, granite counters, french doors, powder room in the basement. Thanks for any insight, we are first timers!
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