Thanks Gena, Elizabeth, and Erin for answering my question. I'm in the process to close escrow for this house, but somehow my mind keep telling me that my agent did not represent us well in this transaction giving that she's also have her own people doing the appraisal and loan for us. Do you think at this time, is it wise for me to find an independent appraiser to reappraise this house? And if it's less than previously appraised, what option do I have? Thank You so much for your help! Please advice.