Everyone on the loan must qualify credit-wise. You cannot use his income without looking at his credit. However, I can get him a loan with no money down once he is 18 months out of bankruptcy. Give me a call and we can discuss it. 810-606-1000 ext 15.
hi...yes, it will work assuming you qualify on your own for what you want to buy...fha requires a two year seasoning from the date of a chapter 7 discharge with re-established credit..if it was a chapter seven...if you cannot qualify on your own for enough to buy the home you want...you can use a non-occupant co-borrower to raise your income..
first preferred mortgage