Asked by Leslie, 10475 • Fri Mar 30, 2012
My loans are not in default and they are paid on time. Right now, I am making payments, but it's based on an income-sensitive plan. After the year is up, the amount I pay will go back to normal. I never had problems paying the regular amount off before, but I asked for an income-sensitive plan so I can use my pay towards attorneys, closing costs, repairs, etc. I have already been pre-approved and they are aware of my student loan, but now I am concerned that FHA will hold the amount I pay against me. I wonder now if that was such a smart move.
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