If you are looking to purchase as a primary residence, there are good motgage brokers out there who will work with your credit standing and get you a loan. Try John Travis @ Supreme Lending (303) 242-8187, he helped me and my wife get a loan.
Also, get online and search thru the online lenders.
You might also advertise for a private mortgage lender (investor).
They are out there, you just have to keep looking.