I know that when you, as a buyer, are in the midst of the process, you feel like you are the only one waiting for your loan to be cleared. Sometimes it gets held up by things like too many underwriters taking off for spring break because their kids are off from school. Sometimes its just because through the normal flow there are more loans at that moment, and they are not planned for. Eventually, someone will get to it. Yesterday, most of the bank underwriting departments closed early for the holiday weekend. Your LO has nothing to gain, they don't get paid until your loan closes.
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Melaine Loy from Real Estate Salutions of Great Falls and speaking on the Realtor side, this is usually the last step for completing your loan and from my experience the Loan Officer is in the waiting mode as well so they probably don't have much to report. With that said, if you are not feeling like you are getting enough information, just ask until you feel comfortable with the explanation. Not knowing how long it has been since you have talked to your LO, I would have to say this probably isn't a bad sign but I would expect they would keep you updated often. You can also visit my website at REALESTATESALUTIONS.COM and find information on the home buying process that may address this issue. Good luck and be Positive...
Melaine Loy, CRS, GRI
Broker, Real Estate Salutions of Great Falls
Call or Text Cell (406) 231-0520