For a minimal fee, companies such as MrLandlord.com will report to all three credit reporting agencies for you. Enroll in its "Report your Resident" service, which enables you to report both good and bad rental payment history.Order Line: 800-950-2250 (24 hours)
Experian has mostly major property managers and apartment companies reporting rent histories, via their accounting software. Most small landlords are not, though Experian is considering a system that could allow more independents to report on-time and problem renters.
If your landlord is participating, your rental contract may show up as debts owed on your credit report for up to 12 months, said Maxine Sweet, Experianâ€™s vice president for public education. If your landlord is not yet reporting to Experian or CoreLogic, she added, you can build your own rental history by documenting on-time payments.
Here's some more contact information regarding contacting the three major credit reporting companies:
The Three Major Credit Bureaus
Here's how to contact the three major credit bureaus to ask about or obtain your credit report or credit score, alert creditors to a possible fraud using your name, or for any other reason:
Equifax: 800-685-1111 (general) or 800-525-6285 (fraud); P.O. Box 740241, Atlanta, GA 30374; http://www.equifax.com
Experian: 888-397-3742 (general and fraud); PO Box 2002, Allen, TX 75013, http://www.experian.com.
TransUnion: 800-888-4213 (general) or 800-680-7289 (fraud); P.O. Box 2000, Chester, PA 19022; http://www.transunion.com.
Note: To "opt out" or remove your name and address from mailing lists provided by these three credit bureaus and another nationwide company (Innovis) to marketers, call toll-free 888-567-8688. See "Call the Credit Bureaus to Limit Unsolicited Offers" for more details.