I have a 638 mid credit score debt to income under 34%. 3.5% down which is gifted. I only want a manufuactured home..Im in Idaho Any lenders out there

Asked by jessidawson, Newport, WA Sat Mar 2, 2013

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Tom.lasswell, Home Buyer, Oldtown, ID
Thu Apr 4, 2013
If it meets FHA standards, you need to find a lender that will do this...
0 votes
Jim Paulson, Agent, Boise, ID
Sat Mar 2, 2013
You were doing great until possibly the "manufactured home" part of the equation.

Is it brand new? (if so, some of the dealers have special financing)

Is it on a foundation on it's own land?

Is it newer than 1978 and a class A double wide or better?

Answers to those questions will help lenders give you a better answer.

Best of luck!
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Joseph Roraff, Agent, Onalaska, WI
Sat Mar 2, 2013
It would seem like you are a home run for a mortgage lender. I don't think you should have a problem getting a loan. I wish I was in Newport and I could refer you to someone. Good luck!
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