I had to short sale my home in 2005, last year I paid off the residual loan. How long before I can get financing for another home?

Asked by jntdunlap, Port Charlotte, FL Wed May 22, 2013

Help the community by answering this question:

+ web reference
Web reference:

Answers

7
Terence Trom…, Agent, Cape Coral, FL
Wed May 22, 2013
There are finance options for you, but you will need to speak with a lender directly about getting pre-approved. Below are three GREAT finance professionals I highly recommend.

Please contact me for your Real Estate services. I go beyond the conventional expectations of my customers by locating the perfect property that fits your needs, negotiating the best deal possible and protecting your interests every step of the way. Call me and lets talk about how I can help you find a house you will love.

Respectfully,

Terence Trombetti • Realtor®
Gulf Coast Realty Network
4002 Del Prado Blvd. S.
Cape Coral, FL 33904
Mobile 239.560.1574
terencetrombetti@gmail.com
http://www.gulfcoastproperty.net

GREAT LENDERS:

Kim Martini
Cape Coral Mortgage Company
Direct: (239) 540-5555
mortgageslayer@aol.com

Jane Wingate
Gulf Coast Mortgage
Direct: (239) 263-9921
janegcm@embarqmail.com

Anthony Ottaway
Executive Purchase Banker
Direct: (313) 373-1548
anthonyottaway@quickenloans.com

*Contact me for a current list of active properties that fit your needs. Conventional, foreclosure and short sales. All properties I send come directly from the Realtor's MLS system and therefore are real-time current information, only active and available homes.

See my customer testimonials here: http://www.zillow.com/profile/terencetrombetti/Reviews?my=y

**If you thought my answer was helpful, please give me a “Thumbs Up” or “Best Answer.” Thanks.
0 votes
steven.kask, , Debary, FL
Wed May 22, 2013
3 years from date of closing on your short sale. I was in same situation.
0 votes
Jim Simms, Mortgage Broker Or Lender, Louisville, KY
Wed May 22, 2013
The loan officer can tell you the answer as soon as you apply for pre-approval.

Jim Simms
NMLS # 6395
JSimms@cmcloans.com
Financing Kentucky One Home at a Time
Web Reference:  http://jamessimms.com/
0 votes
Tammy Hayes, Agent, Port Charlotte, FL
Wed May 22, 2013
Each situation is different. I would recommend contacting a lender directly and they can discuss your situation and provide you with answers to your questions. I have a few that I can recommend to you.

Tammy Hayes, Realtor
RE/MAX Palm Realty, Port Charlotte, FL
tammyhayesre@gmail.com
941-276-6185
http://www.tammyhayes.remax-florida.com/
0 votes
Jessica Cole…, Agent, Port Charlotte, FL
Wed May 22, 2013
I have a GREAT loan officer that can answer all your financing questions. She would be able to get you pointed in the right direction in regards to financing. Call me at (941) 249-2366 or visit my website at http://www.portcharlottehouses.com
0 votes
Amy Heck, Agent, Port Charlotte, FL
Wed May 22, 2013
I would say it all depends on how that loan was structured. If it was recorded thru the credit bureau, did you make your payments as promised, and on time? Do they show it as paid off? As long as you have a credit score over 640 and no late pays in the last 12 months, it sounds like you qualify. Amy Heck REMAX PALM REALTY 941-979-6246
0 votes
Keith Jean-P…, Agent, East Brunswick, NJ
Wed May 22, 2013
Residual loan? Are you referring to the deficient balance you owed from the difference in short sale and market value?
0 votes
Search Advice
Search
Ask our community a question
Home Buying in Port Charlotte Zip Codes

Email me when…

Learn more