That is an extremely unusual circumstance. One I'm sure that hasn't been experienced by many, if any agents. HUD isn't the only organization that handles foreclosures. The first thing I would do is research the loan type on the other property. It might be a VA, or a bank that handles their own foreclosures and then you would have to deal with an entirely different entity. Regardless, since they are not titled together it appears you would have to buy the other property as well. I don't see how they can legally include that in this sale.
Good luck on your home search!
Do you have the time to wait for this to be cleared up if it can be?
She insists that a Quick Deed can clear this up. She has tracked down the previous owner and asked me to offer this lady $50-$100 to sign the property over to me. The closing attorneys have told her that this will not clear it up, but she still insists that we should try it anyway. I have not agreed, because even I know it isn't that simple.
I had to stay on top of her about filing the extension, so my contract isn't cancelled. She tells me to hold on when the closing agent and attorney tell me it's time to walk away. She says it is in everyone's best interest to get this cleared up and the house sold. The closing agent and attorney agree that it is in everyone's best interest but this is a serious problem and it will take a while to clear up. Still no one, including her, can tell me what the process is to get it cleared up and about how long it might take.