I file charter 7 last year and have a FICO of 587 my wife did not file with me and have a FICO over 700.What program can help us buy a home?

Asked by Bishop-3, Baltimore, MD Sat Apr 16, 2011

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Gene Drubets…, , Baltimore, MD
Sat Apr 16, 2011
BEST ANSWER
You need 3 years since discharge date but that doesnt mean your wife cant qualify for hte loan herself and have you on title. Please call me anytime, 410.526.1915 or visit my website to comlpete a loan application for exeact qualification. Wells Fargo is one of the only lenders lending under a 640 score.
Web Reference:  http://www.genedru.com
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Pearline Mur…, Agent, Silver Spring, MD
Sat Apr 16, 2011
Unfortunately, Sir with the recent Chapter 7 Bankruptcy you'll have to wait at least 3 year's. However, if your wife qualifies alone she can purchase and place you on title. I strongly suggest contacting at least 3 reputable mortgage lenders for advise. Kindly, contact me at 301-793-6343 or email me at pearlmurdaugh@gmail.com for further assistance.
0 votes
Robert Mcgee, Agent, Baltimore, MD
Sat Apr 16, 2011
If your income is needed to qualify for a mortgage you are out of luck until your BK ages, FHA requires 3 years. If you can qualify solely non your wife's income there is no problem. You can still be a co-owner. Call me if you need help.

Bob McGee
Advance Realty Timonium
410-560-4574
0 votes
Ciera Laury, Agent, Baltimore, MD
Sat Apr 16, 2011
Hello Bishop,

Since you filed Chapter 7 there is generally a waiting period more than a year before you can be considered for purchasing a home. There are many programs available, but I would need more information about you and your wife to know if you would qualify. My number is 443 794 5352 and my e-mail address is claury1@comcast.net. Please call or e-mail me to set up a mutually agreed upon time in which we can discuss your real estate needs and options available. I look forward to hearing from you.
0 votes
Gregory Joyn…, , Joppa, MD
Sat Apr 16, 2011
Its possible to purchase your new home at this time. I would need to get more details regarding your financial situation. Please call me at 4435538927.
0 votes
Gregory Joyn…, , Joppa, MD
Sat Apr 16, 2011
Its possible to purchase your new home at this time. I would need to get more details regarding your financial situation. Please call me at 4435538927.
0 votes
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