I agree with Debbie with one exception. You ALWAYS want to get more than one opinion on a first time transaction. Once you establish a relationship with a service provider, then it is different. She has a relationship with her preferred lender but you don't. I suggest contacting at least 3 different lender options. I usually recommend 2 mortgage brokers (like the guy she recommended) and your local bank. If you are unhappy with the options they provide or they offer no options to you, that does not mean you are out of options. There is the possibility of finding private funding or owner financing. I would be fascinated to hear how your search for funding goes, and I would be thrilled to help you find the right property once you know what you can afford. If you need help with the private funding, owner financing or even additional brokers or banks, don't hesitate to call.
Elk Creek Realty