We would look forward to serving your Real Estate needs in Fort Worth. I have been selling homes in this area for over 33 years, so you will find me to be very experienced and knowlegable of the market. I also help people raise their credit scores, and get hooked up with an electric company that has good rates.
In your case, you have a credit score good enough to apply for a loan to buy a house. And, assuming that all of your Florida mortgage payments have been on time, you should have no problem getting approved by almost any mortgage lender. I have worked with several that give very good service, and if you need a referral to a good loan officer, just let me know.
Since you will not be selling your FLorida home, you will need enough cash to qualify for the down payment and closing costs. You will also have to show that you make enough income to handle two house payments. If you are going to lease out the Florida house, then please bring a copy of the lease agreement, and the lender here in Texas will give you credit for a portion of the rent income. (NOT 100%, as most people assume.) Once they've establish the size of the loan that they are willing to give you, then we will know what price range to look in to find you the right house.
Prices here in Texas are probably better than where you live. So you may be pleased to find that we can get you a nicer house for less money each month. Once you tell me what size your require, what area of the county you prefer to live in, and the price limit for your budget, then I will be able to get you a list of available houses. When are you planning to come to Texas on a house-hunting trip? We can meet and discuss your potential situation, and I can give you an estimate of what a lender will say. But you really need to get the loan officer to give you a letter saying that you are pre-qualified for a specific amount of money.
After that, finding the right house will be an easy task. I am looking forward to working with you. Please contact me directly, and we'll get started on this project.
ULTRA Real Estate Services