Based on everything I've read here, I would definitely contact a real estate attorney to help answer your questions. I understand your concerns about the market and the future resale value of whichever home you choose, but no matter what anyone says, no one can predict the market, so if someone advises you that you'll "definitely" make money out of a property, be aware. You're in a tough position and I can understand your fears and concerns, which is why I (and others) think you should contact an attorney to help you through the process. Your real estate agent should be able to recommend someone to you and if not, ask here again and I'm sure someone could recommend several to you. Good luck with everything, house buying can be great, but can also be nerve wracking. My best advice is to think it through, but try not to psych yourself out, its easy to do with all the money involved and the emotions that get tied up in the purchase of a home. Definitely communicate with your Realtor any thoughts, concerns, or fears you may have and let them help you, that's what we're here for!