Asked by Julie Graham, Baltimore, MD • Thu May 26, 2011
I am upside down on a house that I am renting right now. I have tried refinancing and loan modification but apparently I am not eligible (no hardship and stable job). My boyfriend and I are trying to buy a house but he also owns his as well and has his mortgage to pay. His house has equity in it, which is why we want to keep it as rental property. Mine doesn't. The renters payment is not even covering my monthly mortgage. What can we do? I'd like to make my mortgage go away or reduce it to a reasonable amount.
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