Hi Samantha, I am sure you are excited about your move to GA - it's a great place! An important step as Samyra mentioned is to get pre-approved with a lender. However, are you sure GA Dream is the best program for you? There are several other down-payment assistance programs in GA that do not have to be ever paid back like GA Dream or that offer more money that you may prefer. I have clients that use GA Dream but some prefer to go with the programs that do not have to be paid back or they want to use a program that offers more. Therefore, the first step is to review all of the programs here in GA and see which one works best for you! Do this first because typically each program only works with certain lenders and you do not want a lot of lenders pulling your credit.