Buyer, Home Buyer in Whittier, CA

I am purchasing a home in whittier and had a home inspection done. I contacted my lender to let him know that i would like to forward the home

Asked by Buyer, Whittier, CA Mon Mar 29, 2010

inspection results to the appraiser prior to appraising the house, is this ok to do? but he stated that he did not know who the appraiser was that new rules/laws prohibit him from knowing do to influencing or advising the appraiser. Is this true?

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Emelia Sanch…, , Ontario, CA
Mon Mar 29, 2010
Appraisals are now ordered through a third party new rules are true to protect you the consumer. The appraiser will do their own inspection so he does not need a copy of yours and you definitely do not want to be accused of influencing the appraiser. Congratulations on getting an offer accepted.
1 vote
Maggie Your…, Agent, Playa Vista, CA
Sat Apr 10, 2010
As of April 2009, new regulations came into effect which do not permit anyone to influence the appraisal process. The home inspection is meant to be a way for you, as the buyer to know if there are any structural, safety or health related issues with the home. This way, you can make an informed decision as to whether or not you should move forward with your purchase. My advice is to have the home inspection completed first, then based on the findings, you then proceed with the purchase. Your real estate professional should guide you throughout the process.

The appraisal should be order by the lender and is a reflection of the market value of the home. A licensed appraiser is well trained to spot those items which can be detrimental to the value of your new home. there is no need to "forward information" which may in anyway be construed as influencing the appraiser.
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0 votes
Don Tepper, Agent, Burke, VA
Mon Mar 29, 2010
As the others advise, it's not a good idea. The home inspector's paid to find defects. Meanwhile, you want the appraisal to come in as high as possible.

In the future, please run these questions by your Realtor before asking one party to share information with another.

Hope that helps.
0 votes
John Juarez, Agent, Fremont, CA
Mon Mar 29, 2010
Giving an inspection report to an appraiser will point out the defects of the property and drive down value in the eyes of the appraiser. Is this what you want to do? I hope you talk to your agent about the wisdom (or lack thereof) of providing an inspection report to the appraiser.
0 votes
Fred Glick, Agent, Mountain View, CA
Mon Mar 29, 2010
Do NOT send the appraiser the report.

These are two different parts of your home buying experience.

The appraiser appraises the property for the value for the lender, the inspector is the one that finds any defects for you.
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David Alex W…, Agent, Newport Beach, CA
Mon Mar 29, 2010
The report could be delivered by your agent to the appraiser when they make the appointment to go there, Giving the appraiser the report is not prohibited by any laws.
hope that helps
David Alex Wright
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