Asked by S.P.1961, Grand Rapids, MI • Fri May 11, 2012
My husband has bad credit and pays the house payment late. The house is in both of our names. I have excellent credit. The mortgage was in his name when we married and he is paying 7.5 percent. Banks won't remortgage for him or the both of us because of his bad financial habits. How can I get all of this in my name. I want to take out a 10 year loan, not 30, and I can get a low interest rate. Do I try for a new mortgage? I can't refinance since the mortgage is not in my name, according to our credit union.
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