You'll have to a find a co applicant with a score of at least 640, even if all of the other factors (income, assets, down payment) are in order.
Chad E. Bahnsen- Mortgage Originator, NMLS# 127719
Mortgage Network, Inc.- Corporate NMLS# 2668
14 E. Stratford Ave Ste 3C
Lansdowne, PA 19050
Office: 610 622-2212