Asked by Victor Arroyo, Olivehurst, CA • Sat Jul 7, 2012
I am at square one right now. I have not shopped around for any loans or really asked anybody for advice. I've really just been snooping around and looking at homes that are for sale. And what steps should I take first? And my second question is what kind of first-time-buyer programs are there? From what I've heard first time buyers need little to no down payment. I want to put a down payment but I just need to know what the minimum is to know if I'm ready financially. I have 12K saved up but don't want to dump every penny into the house.
Thanks in advance!
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