Contact me via email or phone - 813-391-1545. I'm not seeing a problem with what you described. I may be able to get you into a home purchase located 10 minutes up the road from Tampa Palms with "0" percent down and "0" closing costs. Monthly "all included" payments will be $850-$950.A Great community and just a short drive to USF (I'm assuming your going to USF, am I right?)
Have you had a chance to speak with any lenders regarding your current situation? I have a few names I could give you.
In the meantime if you have any questions regarding the home buying process please do not hesitate to contact me at 813-849-8554
Real Estate Professional
i would suggest getting your finances in order first before looking at taking on the responsibility of homeownership. It's one thing to get the American Dream it's another to actually maintain it. As you can see around you many people with less-than-perfect credit were able to be sold mortgage products that allowed them homeownership. I would suggest you start with the basics and understand financing, credit and it's uses so that moving forward you are successful long term.
Since you are in college, why not take a class on compounding interest? That will blow your mind. Good luck!
The Credit Repair Expert