Hello Frankie Doerr 28,
Good question- My first question that comes to mind -is did you pay the VA loan in full?
If not, no VA will not be an option for you.
We have been in real estate and lending for over 30 years. Born and raised in San Diego.
You need an experienced agent to help you. Please don't give up - even if you've been told no...there is a way to make this work. We can help you navigate through the damage done and help you become a home owner again.
We also have other loans available besides VA, FHA, Fannie and Freddie. We have portfolio lenders and private money loans. At rates as low as 4% fixed. We can discuss your options with more information about your situation.
Lots of good answers below --- I would highly recommend that you find an agent you like and trust to represent you. I would do your research online and then make some phone calls and then meet in person.
I would suggest that your read testimonials and look at their individual websites. If it is a canned website move on. it would be a good idea to pick an agent and lender that has at least 5 years of experience and has not held any other job during this time. Also ask to speak with their recent clients that just closed escrow! At least three clients with in the last 30 - days. Verify these were their clients with proof of the sold MLS listing.
We represent more buyers than sellers. We have been in the business for over 30 years.
Based on your question I would say you are at the beginning stages of buying?
This is a big decision - you need an expert in this market- you must have representation on your side -the buyers side!
There is so much to learn in this market. We'd be glad to educate you so you will understand every step of the process. The goal is for you to buy a home and have it be a happy and stress free experience. This is the third down market we've worked through - We know what we are doing! Our success is your success!
Please feel free to view our profile, website and contact us.
Scott and Shelley Weier
Cal State Realty
C2 Financial Corporation
NMLS License # 258707