You have raised a great question that is of a concern of many home buyers/parents
I would ask you this question for brain storming...
â€¢ What is your top notch priority, the school dist? If the answer is yesâ€¦then buy a home in mission school dist.
â€¢ Do you like to live in a new single family home? If the answer is yes then buy a new home in Warmspring (I believe you are thinking of KB home? KB homes have HOA dues even in single family homes)
As far as the equity/future value, you will get good return on your investment in good school zoned home. Mission district homes have always maintained their values.
On the other hand, when your children are middle school and high school age, in my opinion children's outcome depends a lot on parental support and supervision too. No matter where the children are going, with parents support and understanding they can shine out anywhere. I am a parent too, so I expressed my feeling about it. Thinking on this line, you can have a single family, a new home of your choice and live your life in a spacious home rather than a small town home. After all, every $70(est.) equal 10K (est.) can be added to the price of the townhouse in calculations.
Good luck to you,