The pre-approval process is quick and for the most part painless. Yes, I do bite from time to time.
If you have not been pre-approved I would love to speak with you regarding what you will need to do to get pre-approved. If you are pre-approved, I believe, quite frankly that it never hurts to get a 2nd opinion. I am a direct lender. My company has been serving CA for 55 years and is the #2 bank on the West Coast. We have over $7BB in assets.
Having said that, my email and cell are always just a click or call away. :)