I am looking at buying a second home in Seaside Park or South Seaside park. I was wondering about how

Asked by Matt Mead, 08752 Mon Jul 7, 2008

much would flood insurance be on about a 550K house with he highest possible deductible?

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rlndtln, Home Buyer, Seaside Park, NJ
Thu Apr 25, 2013
be careful as the new flood maps are coming in august.It is near impossible to get homeowners insurance,do your homework.
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Allan, Home Seller, Seaside Park, NJ
Tue Apr 19, 2011
hi Matt This is al, im yhe owner at 23rd ave I have as much as I can buy and I believe its less then 300k Its only about 470 a year. hope that helps you
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Dawn White, Agent, Brick, NJ
Mon Jul 7, 2008
Flood Insurance is based on the zone the home is located in FEMA regulates these zones. Below is a brief definition of the FEMA high risk flood zone, along with a quote for Central ave in Seaside Park

Most of Seaside Park will fall within the high risk zone but your individual situation will differ from the conditions used for this estimate. A flood insurance agent can provide you with an accurate quote for your specific property and contents.

HIGH-RISK ZONES (Special Flood Hazard Areas)
In communities that participate in the NFIP, all homeowners in Zone A (high-risk) areas are required to get flood insurance in order to get a loan from a federally regulated lender. These areas have a 26% chance of flooding over the life of a 30-year mortgage.

Based on a $500.00 deductible available up to $5000, 00
Building & Contents1 Building Only1 Contents Only1
$35,000/$10,000 $509 $35,000 $403 $10,000 $145
$50,000/$15,000 $686 $50,000 $528 $15,000 $201
$75,000/$20,000 $887 $75,000 $676 $20,000 $256
$100,000/$30,000 $1,143 $100,000 $825 $30,000 $367
$125,000/$40,000 $1,399 $125,000 $974 $40,000 $479
$150,000/$50,000 $1,653 $150,000 $1,122 $50,000 $590
$250,000/$100,000 $2,766 $250,000 $1,701 $100,000 $1,148

For additional information please visit http://www.floodsmart.gov/floodsmart/
If I can be of additional assistance please feel free to contact me.
Dawn Marie White
Broker-Sales Manager
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