Asked by Alicia, Georgia • Fri Mar 28, 2008
roommate who is going to move in with me. I have already looked at one house and the agent has been bugging me ever since. I have a million questions and I want to make sure I know what I'm getting into before I actually sign anything. According to that agent, I will not get approved. She also suggested a cosigner(not an option I'm interested in as this is supposed to be MY first home) or a lease purchase(I don't really understand this one). This is my situation: I make minimum wage plus tips(on a regular day, I make about $13/hour) and I work full time. I have several thousand dollars in my bank account so I was hoping the minimum wage issue wouldn't be an issue. The agent told me it didn't matter how much I had saved because it would look worse for me to make minimum wage. I really don't have any bills right now, so it has been easy to save...and the house I found is $136,500. Should I bother??
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