Asked by WantaHome, Canton, MI • Sat Apr 6, 2013
My husband purchased a home by himself about 7 months prior to our marriage. I am not on the deed or the mortgage. Now I am looking to purchase a home for my family. I am currently in underwriting and passed the credit, income and asset stage. Problem is the underwriter is saying that whatever machine they are using pulls me up as an owner on my husbandâ€™s home. She is asking me to turn in a copy of my marriage lic. & Deed. I did this. Now they are asking me if my husband pays his house payment on time.I fail to understand why this is an issue with my underwriter. The home is ONLY in MY name. It seems that she is more concerned about my husband who is not on the application than she is on me.
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