Jaxson1, It will depend on the type of loan you currently have (FHA or Conventional), the type of loan you will be applying for, the equity position on your current home and finally you will still have to income qualify for a new mortgage. All of that said, I am a Realtor who has lived in the Duncanville area for more than 30 years. As a former Mortgage Loan Officer, I would love to help you navigate through the process of buying a new home. Please feel free to call me at your convenience. My cell number is 972-467-3415.