If you need help getting pre-approved for a mortgage here is some good information on what to look out for:
My mom retired from LISD as a teacher in Flower Mound and my sister is currently a teacher in LISD. I would love to put you in contact with them so they can answer some of your questions. Also, I have many personal connections LISD and the school board which could help you. Feel free to email or call me anytime.
I have 3 children in elementary school in LISD. We love our schools here and the community is a great place for kids and families. It is also a great place to retire. My parents live in Flower Mound which is conveniently located with easy access to shopping and not far from some of the best hospitals in Dallas, if needed. The medical care you can receive in this area is excellent.
Jeff Brand & Associates would love to help you in your search for the perfect place for your and your family. The climate is great, too! We are looking at a high today of 75.
Business Development for Jeff Brand & Associates
I think the schools everywhere have had to cut back. Not enough money to go around. Just a thought, but If you would like something between Chicago and Dallas in terms of climate, you might check out Colorado. Warmer than Chicago in the winter, though we do get snow along the front range. Probably cooler than Dallas in the Summer. And the mountains are wonderful!
Prudential Real Estate of the Rockies
I would love to assist your big step forward contact me today and lets talk for a bit. I could bring you up to date on what 2013 might hold for you.
Keller Williams Realty
Real Estate Consultant 3x US Army Vet.
If you visit my website - you can get up to date info on schools, taxes and you can do your own MLS search. Also - if you have any questions, please call me 972-679-9029
Robert J Russell, IRES
Broker for Robert J Russell Real Estate, LLC
Here is one of the best website's that I know of to truly compare cost of living from city to city ~ the ACCRA index. http://www.coli.org/
Regarding property tax assessments, all of our real estate taxes are assessed at the County level and each County generally has it's own Appraisal District with listed tax rates so you can compute the taxable value of each property your looking. You can also visit http://www.trueautomation.com and select the County where a property is located to find it's assessed value and tax amount due.
The Texas economy is still outperforming the rest of the nation and we're always looking for good school teachers so I'm sure you would be welcome!
School Districts in the State of Texas are mostly funded by property taxes and don't rely quite as much on funds doled out by the Legislature. Rather, they are more sensative to rising & falling property values, new business growth, new buildings, etc.
Good luck with your decision.
You might also want to consider some of the suburbs around Dallas, especially to the north in Denton county where the property taxes are the lowest thereby would allow you to purchase more house for your money. Areas such as Flower Mound, Lewisville, and Highland Village are great areas. You also could get some great deals in Frisco and Mckinney if you wanted to go to far North and the homes would be a lot newer than most homes in Dallas. The schools and shopping is great and they are extending the DART light rail system there as well.
Note that some of Dallas taxes are nearly 3.00% and cities such as Flower Mound are running as low as 2.43% which nearly 20% lower taxes than Dallas. If you want to know more about the northern suburbs, call me or email me your address and I will forward some relocation material to you.
Taxes are 2-3% of the value of the home each year depending on where you live.
I can send you a list of tax rates if that helps you.
I am not sure picking the lowest tax locals is always the best idea though.
Keller Williams Realty
Many of our ISD make national news.
You can confer with county tax websites for info.
Link of cities and counties http://www.lynn911.com/Web/AR287090/CustomContent/index/5041417
Lynn911 Dallas Realtor & Consultant, Loan Officer, Credit Repair Advisor
The Michael Group - Dallas Business Journal Top Ranked Realtors
My sister is a school teacher in Detroit and I have a friend who is a teacher in Ohio. I know the difficulties that one can find with finding a job in those areas. Luckily, Texas is nothing like that. Our school systems are very active and are hiring in most areas. I wouldn't think that you would find difficulty finding a job in the Texas area.
As was stated below, the State of Texas does not have a state income tax, which makes property taxes the key source of revenue for municipalities here, but generally the cost of living in Texas is going to be lower than most areas around the U.S.
If you are looking in the Denton County area, you can go to http://www.dentoncad.com to get to the Denton County Appraisal District website. On the left hand sidebar, click on Property Search and you can search by specific address. You can do the same thing for Dallas County (http://dcad.org) or Collin County (http://collincad.org).
Be aware that when you search the CADs, the tax shown is going to include any exemptions that have been claimed by the property owner which may or may not apply to you. If you would like a breakdown of each and every location and how to calculate the property taxes without exemptions, please feel free to contact me.
You can also search my website at http://brianrayl.com and search for properties that are listed in our multiple listing service that might meet your needs.
Please feel free to contact me if you have any questions!
Brian Rayl, REALTORÂ®, e-PRO
Keller Williams Elite
Property taxes are the state's chief source of tax revenue and are generally a bit higher than other states. This is because of the absence of a state income tax. To find the current taxes on a property, you can visit http://www.DallasCAD.org. You can search by properrty for the current assessment of each property. This will show you the tax assessors valuation for the property as well as the tax rates of the various entities that will collect property tax. You will pay property tax to the city, county, hospitals and schools.
You get a discount on your taxes for 1 property that you declare to be your homestead. There are also a few other exemptions granted to seniors and those with disabilities.
Hope this helps you!
Keller Williams Dallas City Center
First of all, BRRR! I think that living in that frigid climate is no fun! The reason the taxes are somewhat higher in the Texas area is that there is no state sales tax. Therefore the state and schools make it up in property taxes. dcad.org, tad.org are appraisal websites int eh dallas area where you can look up the tax appraised value of homes for sale.
Schools very good in Texas. Most budgets are strong in the Dallas area. And they are hiring!
Let me know if I can start forwarding you some properties that you would like. Its free and good information.