Home Buying in Flower Mound>Question Details

Debbie, Other/Just Looking in 60445

I am currently in the Chicago area and thinking about moving to a warmer climate and am considering the Dallas area. I am trying to compare the cost

Asked by Debbie, 60445 Sun Dec 12, 2010

of living there to the Chicago area. I don't think the property taxes listed on Trulia are accurate. At least they aren't for properties in our area. They tend to be much lower on Trulia. Is there an assessor's web site where this info would be searchable by property address?

I am also a teacher. I would like to retire now, but that isn't possible. The schools in IL are cutting back on staff and programs because of the financial state of IL. Is TX doing any better?

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As a lender I have to look up taxes to calculate full payments for realtors and clients. I use this website to pull up property taxes in all counties in Texas. http://www.taxnetusa.com/

If you need help getting pre-approved for a mortgage here is some good information on what to look out for:
http://www.elliottoliva.com/preapprovedvsprequalified
1 vote Thank Flag Link Sun Dec 12, 2010
Debbie,

My mom retired from LISD as a teacher in Flower Mound and my sister is currently a teacher in LISD. I would love to put you in contact with them so they can answer some of your questions. Also, I have many personal connections LISD and the school board which could help you. Feel free to email or call me anytime.

I have 3 children in elementary school in LISD. We love our schools here and the community is a great place for kids and families. It is also a great place to retire. My parents live in Flower Mound which is conveniently located with easy access to shopping and not far from some of the best hospitals in Dallas, if needed. The medical care you can receive in this area is excellent.

Jeff Brand & Associates would love to help you in your search for the perfect place for your and your family. The climate is great, too! We are looking at a high today of 75.

Thanks,

Shannon Reed
Business Development for Jeff Brand & Associates
972.539.6555
Shannon@JeffBrand.com
0 votes Thank Flag Link Thu Mar 21, 2013
Hi Debbie:

I think the schools everywhere have had to cut back. Not enough money to go around. Just a thought, but If you would like something between Chicago and Dallas in terms of climate, you might check out Colorado. Warmer than Chicago in the winter, though we do get snow along the front range. Probably cooler than Dallas in the Summer. And the mountains are wonderful!

Kind regards,
Ron Rovtar
Prudential Real Estate of the Rockies
303.981.1617
info@rovtar.com
http://www.rovtar.com
0 votes Thank Flag Link Wed Dec 12, 2012
"MEETING YOUR NEEDS AND EXCEEDING YOUR DREAMS!"

I would love to assist your big step forward contact me today and lets talk for a bit. I could bring you up to date on what 2013 might hold for you.

Keller Williams Realty
Real Estate Consultant 3x US Army Vet.
Joseph Fernandez
cell: 817-975-7258
off: 817-635-1157
email: blissfulestates84@gmail.com
webstie: http://www.blissful-estates.com
0 votes Thank Flag Link Mon Dec 3, 2012
I'm currently living in Canada (brrrr as well!). We lived in Flower Mound in Denton county for 6 years. The pros--warmer climate, no state income tax, lower cost of living. The cons--a big one for me was tornado season each spring. They have very violent storms, and even as I sit here shivering in Canada, in January, I'd think twice about moving back there, after some of the storms we saw. However the housing prices I'm seeing here are very attractive. By the way I'm in Canada the country, not Kentucky!
0 votes Thank Flag Link Thu Jan 19, 2012
One of the lowest Tax rates are in Denton county which consists of Flower Mound, Lewisville and some parts of Carrollton - there are more cities but these are the most sought after areas in Denton county.
If you visit my website - you can get up to date info on schools, taxes and you can do your own MLS search. Also - if you have any questions, please call me 972-679-9029

Robert J Russell, IRES
Broker for Robert J Russell Real Estate, LLC
972-679-9029
0 votes Thank Flag Link Sat Jan 8, 2011
Debbie,

Here is one of the best website's that I know of to truly compare cost of living from city to city ~ the ACCRA index. http://www.coli.org/

Regarding property tax assessments, all of our real estate taxes are assessed at the County level and each County generally has it's own Appraisal District with listed tax rates so you can compute the taxable value of each property your looking. You can also visit http://www.trueautomation.com and select the County where a property is located to find it's assessed value and tax amount due.

The Texas economy is still outperforming the rest of the nation and we're always looking for good school teachers so I'm sure you would be welcome!

School Districts in the State of Texas are mostly funded by property taxes and don't rely quite as much on funds doled out by the Legislature. Rather, they are more sensative to rising & falling property values, new business growth, new buildings, etc.

Good luck with your decision.
0 votes Thank Flag Link Fri Dec 17, 2010
Debbie,
You might also want to consider some of the suburbs around Dallas, especially to the north in Denton county where the property taxes are the lowest thereby would allow you to purchase more house for your money. Areas such as Flower Mound, Lewisville, and Highland Village are great areas. You also could get some great deals in Frisco and Mckinney if you wanted to go to far North and the homes would be a lot newer than most homes in Dallas. The schools and shopping is great and they are extending the DART light rail system there as well.

Note that some of Dallas taxes are nearly 3.00% and cities such as Flower Mound are running as low as 2.43% which nearly 20% lower taxes than Dallas. If you want to know more about the northern suburbs, call me or email me your address and I will forward some relocation material to you.
0 votes Thank Flag Link Fri Dec 17, 2010
Lots of teaching jobs available in Texas. Big turnovers in many schools each year.

Taxes are 2-3% of the value of the home each year depending on where you live.
I can send you a list of tax rates if that helps you.
I am not sure picking the lowest tax locals is always the best idea though.

Bruce Lynn
Keller Williams Realty
214-675-5992
Web Reference: http://www.teamlynn.com
0 votes Thank Flag Link Tue Dec 14, 2010
Bruce Lynn, Real Estate Pro in Coppell, TX
MVP'08
Contact
One more thing, depending on where you are buying you may qualify for a No Money Down USDA loan.
http://www.elliottoliva.com/USDAhomeloan
0 votes Thank Flag Link Sun Dec 12, 2010
Direct link why Texas is so great:
http://www.lynn911.com/Web/AR287090/CustomContent/index/5032452

Many of our ISD make national news.

You can confer with county tax websites for info.
Dallas County
Collin County
Rockwall
Tarrant
Link of cities and counties http://www.lynn911.com/Web/AR287090/CustomContent/index/5041417

Lynn911 Dallas Realtor & Consultant, Loan Officer, Credit Repair Advisor
The Michael Group - Dallas Business Journal Top Ranked Realtors
972-699-9111
http://www.lynn911.com
0 votes Thank Flag Link Sun Dec 12, 2010
Hey Debbie,

My sister is a school teacher in Detroit and I have a friend who is a teacher in Ohio. I know the difficulties that one can find with finding a job in those areas. Luckily, Texas is nothing like that. Our school systems are very active and are hiring in most areas. I wouldn't think that you would find difficulty finding a job in the Texas area.

As was stated below, the State of Texas does not have a state income tax, which makes property taxes the key source of revenue for municipalities here, but generally the cost of living in Texas is going to be lower than most areas around the U.S.

If you are looking in the Denton County area, you can go to http://www.dentoncad.com to get to the Denton County Appraisal District website. On the left hand sidebar, click on Property Search and you can search by specific address. You can do the same thing for Dallas County (http://dcad.org) or Collin County (http://collincad.org).

Be aware that when you search the CADs, the tax shown is going to include any exemptions that have been claimed by the property owner which may or may not apply to you. If you would like a breakdown of each and every location and how to calculate the property taxes without exemptions, please feel free to contact me.

You can also search my website at http://brianrayl.com and search for properties that are listed in our multiple listing service that might meet your needs.

Please feel free to contact me if you have any questions!

Brian Rayl, REALTOR®, e-PRO
Keller Williams Elite
972-949-4222
Brian@Rayl-Estate.com
http://www.BrianRayl.com
Web Reference: http://brianrayl.com
0 votes Thank Flag Link Sun Dec 12, 2010
By and large I think you will find the cost of living lower in Dallas than in Chicago. Most of Dallas looks like the more remote suburbs of Chicago. The urban living areas of Dallas are much smaller than Chicago - we simply don't have brownstone neighborhoods like Lincoln Park.

Property taxes are the state's chief source of tax revenue and are generally a bit higher than other states. This is because of the absence of a state income tax. To find the current taxes on a property, you can visit http://www.DallasCAD.org. You can search by properrty for the current assessment of each property. This will show you the tax assessors valuation for the property as well as the tax rates of the various entities that will collect property tax. You will pay property tax to the city, county, hospitals and schools.

You get a discount on your taxes for 1 property that you declare to be your homestead. There are also a few other exemptions granted to seniors and those with disabilities.

Hope this helps you!

Greg Fowler
Keller Williams Dallas City Center
214-215-8097
0 votes Thank Flag Link Sun Dec 12, 2010
Hello Debbie,

First of all, BRRR! I think that living in that frigid climate is no fun! The reason the taxes are somewhat higher in the Texas area is that there is no state sales tax. Therefore the state and schools make it up in property taxes. dcad.org, tad.org are appraisal websites int eh dallas area where you can look up the tax appraised value of homes for sale.

Schools very good in Texas. Most budgets are strong in the Dallas area. And they are hiring!

Let me know if I can start forwarding you some properties that you would like. Its free and good information.

Thanks!
Web Reference: http://justinhenryhomes.com
0 votes Thank Flag Link Sun Dec 12, 2010
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