You picked a good, fixer d time to buy...The first question I would ask you is 20% of what, what can you afford?
the price of the property will depend, on the location, age of the property, a one or two family home, in move in condition , or a home that needs work. How far are you willing to travel?
I would begin by getting per-qualified by you bank or mortgage broker in order to know how much you can afford.
If you don't know where to go, I could suggest several qualified people. When do you plan to purchase?
Would you consider a short sale, it would take more time but could save you a substantial amount of money.The company that I am with has over 50 years of experience in Real Estate and I have over eight years in the field.
I will be happy to help you find a house that suits your life style and budget. Let me know when you are ready and I will spend time with you in selecting from the many homes available. I do work outside of Hoboken. Essex, Sussex, Bergen and Hudson .
I can also help you with getting an attorney, house inspector.
feeel free to call me with questions, no obligations.
Jean Jacques DuBane
Robert DeRuggiero Inc.Realtors