There are MANY awesome and creative financing options out there right now. I work with 1st time buyers and have a great mortgagor that I use daily, she is amazing at helping. Call me and I will give you her information. 614-580-8090. I'd love to help you.
The Ohio Housing Finance Agency (OHFA) has a few different down payment assistance programs for First-Time Homebuyers. You can receive 2.5% of the required 3.5% down payment funds for an FHA mortgage loan. I've helped numbers of homebuyers take advantage of this program. For more information, please feel free to contact me. Have a nice day!