The professionals that post on this site are among the more knowledgeable and committed in the real estate industry. Although they may not always agree, nevertheless, they are likely to provide you with a wealth of information to mull over. Please reward them for taking the time to reply to you question here, by calling them, interviewing them, and allow them to compete for your business to assist you in your real estate purchase.
I do agree with Ms. Porsia about finding an experienced buyers agent. An agent who achieved a designation as an Accredited Buyerâ€™s Representative is probably the best real estate sales representative you could hire, and is specifically trained and experienced to help you as the buyer find and effectively negotiate the purchase of your new home.
Although you are ready to buy within the next 12 weeks, you may also want to consider participating in a homebuying program or seminar presented by various consumer counseling agencies in Philadelphia. Many of these programs may be free of charge and are approved by the US Department of Housing and Urban Development. These programs may give you a much broader picture of the homebuying process than even the most thorough real estate agent would typically provide you.
In addition to shopping for a lender and a real estate representative, you should also consider shopping for and personally selecting your Property Insurance agent, your Home Inspector, and your Title Insurance and Closing agent.
My company has been providing Title Insurance and Real Estate Closing services since 1993. I have personally been in the industry since 1976. Call me on my cell phone 267-679-8544 or at my office 215-625-3660 at your convenience, and I would be happy to explain all the options available to you. You are under no obligation to use my company and are free to shop around for the best closing and title agent to meet your expectations.
Also, please consider registering to receive our free email newsletters published for Homebuyers in the Greater Philadelphia area. Text the word "SAVE" to the number "42828" on your cell phone; or simply click this link: http://goo.gl/c1vJl
Once you are registered, you will automatically receive all the current information we regularly compile about home buying in and around Philadelphia; including tips, recommendations, programs and seminars that help home buyers throughout the entire process.
Hope this information was helpful to you. Good luck, and enjoy your home buying experience!
Principal Title Agent
Liberty Bell Agency, Inc.
"Experience a Better Real Estate Closing!"